V Balamuralidhar Sarabu

Beyond Modernization: Architecting Sustainable, Embedded, and Interoperable Banking System

Abstract:

This talk explores how modernization efforts are transforming cross‑border payments, strengthening risk management, and elevating customer service, while underscoring the pivotal role of cloud technologies in enabling seamless banking interoperability. It also examines emerging trends shaping the future of financial services, including the rise of embedded finance, the expansion of ecosystem partnerships, and the growing emphasis on sustainable banking models.

Profile:

V Balamuralidhar Sarabu is a Principal Data Architect with over 14 years of progressive experience designing, governing, and operating enterprise-scale data platforms and mission-critical systems. Advancing from a Software Database Developer to his current leadership role at Rent-A-Center, he specializes in creating data architectures that support high-volume transactions, financial accuracy, and regulatory compliance.
He is a recognized expert in Oracle SQL and PL/SQL, logical and physical data modeling, and enterprise data pipelines. His career is highlighted by his architectural leadership in complex, enterprise-wide initiatives, including large-scale international platform migrations and the design of robust bidirectional data synchronization frameworks essential for business continuity.
Balamuralidhar holds a Master of Technology in Database Systems from SRM University, where he was honored with a Gold Medal from the President of India for his academic excellence. Additionally, he holds global technical certifications as an Oracle PL/SQL Developer Certified Professional and an Oracle Database SQL Certified Expert.