The after-conference proceeding of the ICCCT 2025 will be published in SCOPUS indexed Springer Book Series, ‘Lecture Notes in Networks and Systems’

Mr. Nihar Malali

Mr. Nihar Malali

AI Ethics in FinTech/InsurTech

Abstract: 

Don't let AI be the next financial crisis. AI is revolutionizing FinTech and InsurTech with greater efficiency and personalized experiences. However, ethical considerations in AI-driven financial decisions are paramount for building trust and ensuring responsible innovation in these sectors.

Brief profile:

Nihar Malali, Senior Solutions Architect / Senior Director for the insurance company and an Author

A seasoned technology leader with 21+ years of experience, I empower organizations to leverage cloud, AI, and data-driven innovation. As a Cloud Architect and Consultant, I craft scalable, secure solutions that fuel business growth and enhance customer experience. My deep financial domain experience informs my approach, maximizing ROI and aligning solutions with business objectives.

My expertise spans data engineering, AI/ML (including GenAI), microservices, cloud computing (Azure, AWS, GCP), and enterprise integration. I design complex data pipelines, develop AI-powered solutions, lead microservices implementations, and architect cloud-based solutions for optimal performance and cost efficiency. I possess CCaaS/CRM architecture expertise, single-page and mobile app development, and DevOps practices.

A key strength is my leadership in governance processes. I establish and actively participate in architecture review boards, defining solution and platform architectures, proofs of concept, and data/AI governance frameworks. I guide application onboarding and CI/CD pipeline implementation, ensuring adherence to industry standards and best practices with a focus on financial industry compliance.

Proficient in Python, Java/SpringBoot, Golang, C#, NodeJs, Rust, and various front-end technologies. I lead cross-functional teams, mentor professionals, and deliver high-quality solutions. My focus is on driving digital transformation and delivering tangible business value.

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