Mr. Surya Rao Rayarao

Hyperautomation in Retirement Services: The Impact of Agentic AI on 401(k) Administration

Abstract:
The growing complexity of 401(k) plan management, recordkeeping, and compliance presents significant challenges for financial institutions, employers, and plan participants. Agentic AI, combined with hyperautomation, is revolutionizing retirement services by enabling intelligent, autonomous decision-making and streamlining administrative processes.

This talk explores how Agentic AI-driven hyperautomation is transforming 401(k) administration, from automated portfolio rebalancing and real-time contribution adjustments to AI-powered compliance monitoring and fraud detection. It will highlight how AI-driven predictive analytics can enhance retirement planning outcomes, improve participant engagement through personalized AI coaching, and ensure regulatory compliance with minimal human intervention.

Additionally, the session will delve into how AI-powered recordkeeping systems are optimizing scalability and reducing administrative costs while improving data accuracy. Future trends, including blockchain integration, smart contracts, and AI-driven financial coaching, will be discussed to showcase the long-term potential of AI in the retirement industry.

By leveraging hyperautomation and AI, organizations can enhance the efficiency, security, and accessibility of 401(k) management, ensuring smarter retirement planning for millions of employees. This session will provide actionable insights into how financial institutions and recordkeepers can embrace AI-driven transformation to deliver more intelligent, personalized, and compliant retirement solutions.

Profile:
Surya Rayarao is a Lead Software Engineer at SS&C Technologies and a graduate student at The University of Texas at Austin, specializing in Data Science and AI-driven automation. With extensive experience in AI, cloud computing, and financial technologies, Surya focuses on leveraging Agentic AI and hyperautomation to optimize retirement services, 401(k) administration, and recordkeeping systems.

His expertise includes machine learning, AI-powered decision systems, and scalable financial infrastructure, making him a thought leader in AI applications for the financial and retirement industry. Surya has a strong background in enterprise software solutions, having led large-scale projects that enhance efficiency, security, and compliance in financial services.

As an advocate for AI-driven transformation in retirement planning, Surya regularly explores the intersection of AI, automation, and financial well-being. His insights empower organizations to adopt innovative, AI-powered strategies that improve 401(k) management, risk mitigation, and participant engagement.